Top Merchant Accounts for CBD Payment Processing (2025) > 자유게시판

We take our role in educating business owners about the card payment industry very seriously. At our own expense, we have vigorously defended our right to expose unethical, high-cost processors, successfully defeating every legal attempt to silence us. However, fending off frivolous lawsuits is costly. To sustain these efforts, we connect business owners with ethical, low-cost payment processors-aligning with what most of our readers seek. In compliance with Federal Trade Commission regulations, we disclose that we may earn revenue from recommended services. However, our recommendations are based solely on strict ethical guidelines. We also recommend many services that do not compensate us. Our priority is to guide you to the best solutions for your needs, regardless of potential revenue. If you have questions, please feel free to contact us. All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business. Cannabidiol oil (also known as "CBD" or "CBD oil") is a derivative of the cannabis plant that has been shown to have potential in treating certain ailments such as seizures, nausea, inflammation, and anxiety.

It is extracted from low-THC strains of cannabis to form a non-psychoactive oil that can then be stored in capsules for accurate dosing. Cannabis is currently a Schedule I drug in the United States, Bliss Harmony™ which makes it illegal according to federal law. However, partially because of CBD oil’s possible medical value, states are beginning to legalize the production and sale of this substance. As a result, chronic pain aid CBD business owners are scrambling to find a CBD payment processor that can process merchant account payments. Only a few merchant processors approve merchant accounts for CBD businesses. Even so, these processor have policies regarding CBD credit card processing that change frequently and often without notice. There are even fewer CBD credit card processors that we would recommend based on their pricing, transparency, and customer support. Most sellers of this product should be prepared for higher-than-average credit card processing rates due to the elevated risk associated with their industry.

Businesses serving this industry may also encounter rolling reserves or occasional funding holds. However, the security and convenience that comes with accepting credit cards at your CBD business may make it worthwhile. If you are a vendor or CBD business who is hoping to open a CBD merchant account, Bliss Harmony official site be aware that we will continually update the list below with providers that have signaled that they may be able to process card payments such businesses. Please keep in mind that CBD merchant processing is an ever-changing landscape, and that major banks have been known to purge CBD businesses from their portfolios unexpectedly. We have received reports from victims of merchant account scams that have resulted in losses totaling tens of thousands of dollars. In a few cases these business owners have even reported losses in the hundreds of thousands. In nearly every case, the victims are led to believe that a merchant account provider can process credit card transactions for cannabis products over and above CBD products.

These "processors" falsely categorize a CBD business as another business type, such as a convenience store, collect a month’s worth of transactions and then disappear with the business’ money. There is no recourse for the business may face large fines from the card processing networks. Most scammers claim to be "off-shore" providers that do not subject you to the same restrictions as domestic credit card processors. We recommend avoiding off-shore providers. Also see our list of the Best merchant accounts for hemp products. Look for a credit card processor with experience in the CBD industry. They will have a better understanding of the unique challenges faced by businesses in this industry, such as regulatory compliance, high-risk factors, and product types. Ensure that the credit card processor can accommodate your specific payment processing needs, including recurring payments, subscription-based services, and high-ticket transactions. Choose a credit card processor that specializes in high-risk merchant accounts. The CBD industry is classified as high-risk, and a processor that understands the challenges in the industry can provide better terms and conditions.